The Finternet is open, programmable infrastructure designed for the representation, exchange, and governance of value. Inspired by how the internet connects information networks, it interconnects today’s fragmented financial systems— enabling assets of all kinds to be represented, governed, and transacted in a secure, interoperable and verifiable way.
At its core, the Finternet puts users at the center, with direct control over their assets and interactions. It embeds verifiability through cryptographic proof and compliance, and enables seamless transactability across systems, making value exchange faster, safer, and easier to build on.
Brings together different assets, sectors, and systems on shared infrastructure.
Concept takes root — Nilekani, Varma, Shetty, and Carstens begin early work with BIS on modernizing financial infrastructure.
BIS releases “Finternet: The Financial System for the Future”; launched with central bank leaders from Brazil, Germany, and Korea.
Finternet: Technology Vision and Architecture published — outlining the technical blueprint.
Finternet Labs launched to drive R&D, pilots, and ecosystem collaboration
Featured in “A Dual Strategy to Transform Cross-Border Payments”, recognizing Finternet’s role in interoperable payment systems.
MoU signed with E-Liability Institute on to tokenize emissions data.