About The Finternet

The Finternet is open, programmable infrastructure designed for the representation, exchange, and governance of value. Inspired by how the internet connects information networks, it interconnects today’s fragmented financial systems— enabling assets of all kinds to be represented, governed, and transacted in a secure, interoperable and verifiable way.

At its core, the Finternet puts users at the center, with direct control over their assets and interactions. It embeds verifiability through cryptographic proof and compliance, and enables seamless transactability across systems, making value exchange faster, safer, and easier to build on.

3Us that guide the Finternet

User-Centric

Puts people and organizations in control of their assets and data.

Unified

Brings together different assets, sectors, and systems on shared infrastructure.

Universal

Open and accessible to all users, systems, and jurisdictions.

The Finternet aims to build the trusted foundation for a more inclusive, innovative and resilient financial future.

About Finternet Labs

Finternet Labs is the core global technology and research hub building the Finternet. We are part of the global Networks for Humanity initiative, working to make digital finance inclusive, trusted, and interoperable.

What We Do

We design and develop the foundational components of the Finternet, including:

Foundational Protocols

for tokenization, interoperability, and programmable compliance

Sandbox Environments

where regulators, builders, and institutions can safely test innovations

Pilots and Experiments

across domains like tokenized property, sustainability-linked finance, and cross-border markets

Reference Implementations

that demonstrate real-world applications

Our work is grounded in public-purpose governance, technical openness & user-centricity.

Timeline

Join Us

Help shape the infrastructure that will define the future of digital finance. We’re building a global, collaborative community and you can be part of it.

We welcome

Supporting our pilots, tools and outreach

from institutions, governments, and research centers

exploring new models of programmable finance and infrastructure governance

building infrastructure modules and core protocols